Important Notification

Due to the recent changes, as seen in the Telangana State Gaming Act 1974, banning online Rummy for cash, we hereby put an end to offering online rummy game for cash in Telangana. Therefore, if access is made to the platform, to make deposits or play Cash Games from a jurisdiction where Cash Games are not permitted, you shall be entirely liable for any legal or penal consequences. The balance in your account will also be forfeited.

Introduction

Your use, and continued use of the products and services (hereinafter referred to as "Services") currently offeres, its subsidiaries, affiliates, licensors, associates and partners (hereinafter referred as "Leorummy" through the website www.leorummy.com (hereinafter referred as "Website") is subject to and governed by these legal documents – the Terms of Service, Privacy Policy, Help, Promotions, Add Cash, My Account and Bring-A-Friend sections of the website. (Hereinafter referred as "Terms").

You, or your where applicable refers to the player.

You understand that the Terms will be binding on you, and you agree that Services offered on the website can be accessed only in accordance with the Terms provided. You shall be responsible, and comply with the Terms at all times. These terms may be periodically reviewed, amended if need be, and will be published by Leorummy.

If any of the Terms are determined to be unlawful, invalid, void or unenforceable for any reason by any judicial or quasi - judicial body in India, it will not affect the validity and enforceability of the remaining Terms.

Our immediate failure or delay to act or exercise any action with respect to a breach of any of the Terms by you shall not be construed as a waiver of our right to act against the said breach or any prior, concurrent, subsequent or similar breaches.

If a promotion, game, event, competition or tournament is organized by us on the Leorummy platform, it shall be governed by the Terms and any supplementary terms and conditions which may specifically apply to that promotion, game, event, competition or tournament.

Applicability

BEFORE REGISTERING WITH US, YOU SHOULD CAREFULLY READ AND REVIEW THE TERMS PROVIDED ON Leorummy SITE WHICH ARE APPLICABLE TO ALL SERVICES ON THE WEBSITE AND ALSO THE PRODUCT-SPECIFIC CONDITIONS AND RULES APPLICABLE TO SPECIFIC OFFERINGS.

Links to the following sections of these Terms are provided below for easy access to the sections you intend to refer to. However, you should read all Terms as you will be bound by them all. Click on any of the following link to access that section directly.

Legality

You may only use the Services to play Cash Games (as defined below) if you are at least 18 years old, or older.

Access to our Services or any part thereof may be reviewed and restricted by us from time to time, by our sole decision to do so.

You confirm that you are not accessing the Services to play Cash Games from outside India or from the States of Assam, Odisha, Telangana in India.

2. Game Services

• All tournaments, promotional games, practice games and cash games organized on the Leorummy platform are collectively referred to as "Games". The rules applicable to each type of game are provided under the Help section on the website.
• "Cash Game(s)" are Games that require the participant to have a certain minimum credit or cash balance in their user account to participate. All other Games offered on the website are defined as Non-Cash Game(s).
• The Leorummy platform receives service charges for Cash Games, which may vary depending on the nature of the Cash Game, these service charges are subject to change from time to time.
• Non-Cash Games are offered free on the website, but may be subject to entry restrictions in some cases. The Service charges received by Leorummy are inclusive of all applicable taxes, including Service Tax.

3. User representations

• Any information provided by you to us, whether at the stage of registration or during anytime subsequently, is regarded as complete and truthful.
• Prior to adding cash to your user account or participating in Cash Games, Make sure you are responsible to satisfy yourself about the legality of playing Cash Games in the jurisdiction from where you are accessing Cash Games. If you are not legally competent to individually enter into Indian Rupee transactions through banking channels in India and/or are not accessing the Website from a permitted jurisdiction, you are prohibited from participating in Cash Games on the website.
• In the event of such violation, your participation in Cash Games will be deemed to be in breach of the Terms and you will not be entitled to receive any prize that you might win or have worn in such Cash Games.
• You affirm that you are at least 18 years, or older to participate in any Cash Games and are also otherwise competent to enter into transactions with other users and Leorummy.
• You are aware that participation in the Games organized by us ("Activity") may result in financial loss to you. With full knowledge of the facts and circumstances surrounding this Activity, you are voluntarily participating in the Activity and assume all responsibility for and risks that may result from your participation, including all risk of financial loss. You agree to indemnify and hold Leorummy, its employees, directors, officers, and agents blameless with respect to any and all claims and costs that may be associated with your participation in the Activity.
• You affirm that you have the experience and the requisite skills required to participate in the Activity and that you are not aware of any physical or mental condition that would impair your cognitive ability to fully participate in the Activity.
• You further acknowledge that you are solely responsible for any consequence resulting from your participating in this Activity or being associated with this Activity or around this Activity. You understand that Leorummy assumes no responsibility for any financial loss that you may sustain as a result of participation in the Activity.
• You understand that the funds in your user account held by Leorummy do not carry any interest or return.
• You understand and accept that your participation in any game available on the Website does not create any obligation on us to give you a prize. Your winning a prize is entirely dependent on your skill as a player vis-a-vis other players in the game and subject to the rules of the game.
• You understand and agree that you are solely responsible for all content posted, transmitted, uploaded or otherwise made available on the Website by you. All content posted by you must be legally owned by or licensed to you.
• By publishing any content on the Website, you agree to grant us a royalty-free, world-wide, non-exclusive, perpetual and assignable right to use, copy, reproduce, modify, adapt, publish, edit, translate, create derivative works from, transmit, distribute, publicly display, and publicly present your content and to use such content in any related marketing materials produced by us or our affiliates. Such content may include, without limitation, your name, username, location, messages, gender or pictures. You also understand that you do not retain any rights, legal or equitable, on any material incorporating your content. You further agree and acknowledge that Leorummy has the right to use in any manner whatsoever, all communication or feedback provided by you.
• You understand and accept that Leorummy reserves the right to record any and all user content produced by way of but not limited to chat messages on the Website through the Leorummy features; through the in-game chat facility or other interactive features, if any, offered as part of the Services.
• You understand that the funds in your user account held by Leorummy do not carry any interest or return.
• You shall not hold Leorummy responsible for not being able to play any Game for which you may be eligible to participate. This includes, but is not limited to situations where you are unable to log into your user account as your user account may be pending validation or you may be in suspected or established violation of any of the Terms.
• You understand and accept that by viewing or using the Website or any of the services performed, or using communication features on the Website, you may be exposed to content posted by other users which you may find offensive, objectionable or indecent. You may bring such content posted by other users to our notice that and we reserve the right to act upon it as we may deem fit. The decision taken by us on this regard shall be final and binding on you.

4. User Account Creation & Operation

• To use our Services, you will need to register with us on the Website.
• By completing the online registration process on the Website, you confirm you acceptance of the Terms.
• During the registration process, you will be required to choose a login name and a password in addition to providing some other information which may not be mandatory. Additionally, you may be required to give further personal information for your user account verification and/or for adding cash to your user account. You must give us the correct details in all fields requiring your personal information, including, without limitation, your name, postal address, email address, telephone number(s) etc. You undertake that you will update this information and keep it current.
• You acknowledge that we may, at any time, require you to verify the correctness of this information and in order to do so may require additional documentary proof from you, failing which we reserve the right to suspend or terminate your registration on the Website.
• Any information provided by you to us should be complete and truthful to the best of your knowledge. We are not obliged to cross check or verify information provided by you and we will not take any responsibility for any outcome or consequence as a result of you providing incorrect information or concealing any relevant information from us.
• You understand that it is your responsibility to protect the information you provide on the Website including but not limited to your Username, Password, Email address, Contact Details and Mobile number. Leorummy will not ask for your user account login password which is only to be entered at the time of login. At no other time should you provide your user account information to any user logged in on the Website or elsewhere. You undertake that you will not allow / login and then allow, any other person to play from your user account using your username. You specifically understand and agree that we will not incur any liability for information provided by you to anyone which may result in your user account on the Website being exposed or misused by any other person.
• You agree to use your Leorummy user account solely for the purpose of playing on the Website and for transactions which you may have to carry out in connection with availing the Services on the Website. Use or attempted use of your user account for any reason other than what is stated in the Terms may result in immediate termination of your user account and forfeiture of any prize, bonus or balance in the user account.
• You also understand and agree that deposits in your user account maintained with us are purely for the purpose of participation in Cash Games made available on the Website.
• You understand and agree that you cannot transfer any sum from your user account with us to the account of another registered user on the Website except as may be permitted by Leorummy and subject to restrictions and conditions as may be prescribed.
• We are legally obliged to deduct tax at source (TDS) on winnings of more than r10, 000 in a single tournament, a single Pool Rummy game, or a single Points Rummy game (click here for illustrations), as the case may be. In these cases, you will be required to furnish your Permanent Account Number (PAN) duly issued to you by the Income Tax authorities if you have not already done so. TDS at the rate of 30% will automatically be deducted from such winnings and the rest will be credited to your Leorummy user account. Withdrawal of these winnings will only be permitted upon your providing your correct PAN details. These limits and rates are subject to change as per the prevailing rules and regulations. Leorummy obligation is this regard is limited to deducting TDS as required by law and providing you an appropriate certificate of tax deduction. We neither advise you nor shall in any manner be responsible for your individual tax matters.
• We reserve the right to verify your PAN from time to time and to cancel any prize should your PAN be found inconsistent in our verification process.

5.User Account validation and personal information verification

• Leorummy may from time to time verify its players' user accounts via a phone call or via email. In the event that we are not able to get in touch with you the first time around, we will make additional attempts to establish contact with you. If the phone number and email provided by you is not correct, we bear no responsibility for the Services being interrupted due to our being unable to establish contact with you.
• If we are unable to reach you or if the verification is unsuccessful, we reserve the right to disallow you from logging into the Website or reduce your play limits and/or Add Cash limits until we are able to satisfactorily validate your user account. We will in such events email you to notify you of the next steps regarding user account verification. We may also ask you for proof of identification and proof of address to verify your account.
• Upon receipt of suitable documents from the user, the account will be reviewed, and restored to its usual state. This can be done in a few business days at the most.
• In the event that we have made several attempts to reach out to you but have been unable to do so, we also reserve the right to permanently suspend your user account and refund the amount, if any, in your user account to the financial instrument through which the payment was made to your user account or by cheque to the address provided by you.
• In the event the personal information provided by you is incorrect, Leorummy will not make any additional attempts for delivery of the cheque unless a correct address is provided by you and charges for redelivery as prescribed by Leorummy are paid by you.
• The Privacy Policy of our Website is a part of the terms of use of this website. All personal information which is of such nature that requires protection from unauthorized dissemination shall be dealt with in the manner provided in the Privacy Policy of the Website.

6. User restrictions

• Anti-Cheating and Anti-Collusion:
• You agree, and understand that you yourself will play in all Games in which you have registered/joined and not use any form of external assistance to play.
• You shall not add unauthorized components, create or use cheats, exploits, bots, hacks or any other third-party software designed to modify the Website or use any third-party software that intercepts, mines or otherwise collects information from or through the Website or through any Services. Any attempt to use external assistance in whatever form is strictly prohibited.
• Collusion with another player, and formation of teams for participating in Games organized on the Website or any other form of cheating is strictly prohibited.
• When collusion or cheating is detected, Leorummy shall settle the Game in line with its "Game Cancellation Settlement Policy" and may take further appropriate action against offending users.
• Money Laundering: You are prohibited from any activity on the Website that may be construed as money laundering, including, without limitation, attempting to withdraw cash from unutilized cash source added through credit cards or deliberately losing money to a certain player(s).
• Anti-SPAMMING: Sending SPAM emails or any other form of unsolicited communication with an intent to obtain personal information, to benefit from any promotional program of Leorummy or for any other purpose is strictly prohibited.
• Multiple IDs: • Your registration on the Website is restricted to a single user account which will be used by you to access the services and products provided on the Leorummy platform. You are prohibited from creating or using multiple user IDs for registering on the Website.
• You may not create a login name or password or upload, distribute, transmit, publish or post content through or on the Website or through any service or facility including any messaging facility provided by the Website which :
• is libelous, defamatory, obscene, intimidating, invasive of privacy, abusive, illegal, harassing;
• contains expressions of hatred, hurting religious sentiments, racial discrimination or pornography;
• is otherwise objectionable or undesirable (whether or not unlawful);
• would constitute an incitement to commit a criminal offence;
• violates the rights of any person;
• is aimed at soliciting donations or other form of help;
• violates the intellectual property of any person;
• disparage in any manner Leorummy or any of its subsidiaries, affiliates, licensors, associates, partners, sponsors, products, services, or websites;
• promotes a competing service or product; or
• violates any laws.
• In the event we determine that the login name created by you is indecent, objectionable, offensive or otherwise undesirable, you shall be notified of the same and you shall promptly provide the administrators with an alternate login name so that the login name may be changed.
• If you fail to provide an alternate name, we reserve the right to either permanently suspend your user account or restore your user account only after a different acceptable login name has been provided by you.
• You shall not host, intercept, emulate or redirect proprietary communication protocols, used by the Website, if any, regardless of the method used, including protocol emulation, reverse engineering or modification of the Website or any files that are part of the Website.
• You shall not use Services on the Website for commercial purposes including but not limited to use in a cyber cafe as a computer gaming centre, network play over the Internet or through gaming networks or connection to an unauthorized server that copies the gaming experience on the Website.
• You shall not frame the Website. You may not impose editorial comments, commercial material or any information on the Website, alter or modify Content on the Website, or remove, obliterate or obstruct any proprietary notices or labels.
• You shall not use Services on the Website for commercial purposes including but not limited to use in a cyber cafe as a computer gaming centre, network play over the Internet or through gaming networks or connection to an unauthorized server that copies the gaming experience on the Website.
• You shall not upload, distribute or publish through the Website, any content which may contain viruses or computer contaminants (as defined in the Information Technology Act 2000 or such other laws in force in India at the relevant time) which may interrupt, destroy, limit the functionality or disrupt any software, hardware or other equipment belonging to us or that aids in providing the services offered by Leorummy.
• You shall not disseminate or upload viruses, programs, or software whether it is harmful to the Website or not. Additionally, you shall not impersonate another user, attempt to get a password, other user account information, or other private information from a user, or harvest email addresses or any other personal information.
• You shall not purchase, sell, trade, rent, lease, license, grant a security interest in, or transfer your user account content, currency, points, standings, rankings, ratings, or any other attributes appearing in your profile, originating from or associated with the Website.
• Any form of fraudulent activity including, attempting to use or using any other person's credit card(s), debit cards, net-banking usernames, passwords, authorization codes, prepaid cash cards, mobile phones for adding cash to your user account is strictly prohibited.
• Accessing or attempting to access the Services through someone else's user account is strictly prohibited.

7. Payments and Player Funds

• All transactions on the Website shall be in Indian Rupees.
• Once you register on the Website, A user account is maintained as created by you. The account keeps a record of all your transactions with us.
• Payments connected with participation in Cash Games have to be made through your Leorummy user account because all cash prizes won by you are credited by us into this user account.
• When making a payment, please ensure that the instrument used to make the payment is your own and is used to Add Cash into your user account only.
• Leorummy wants you to play responsibly on the Website. The ability to Add Cash in your user account shall be subject to monthly Add Cash limits which is set by the administrators of the platform. This is set based on undertakings, indemnity, waiver and verification conditions as we deem appropriate by our sole discretion.
• Credit card, Debit card, prepaid cash cards and internet banking payments are processed through third party payment gateways. Similarly, other payment modes also require an authorization by the intermediary which processes payments. We are not responsible for delays or denials at their end and processing of payments will be solely in terms of their policies and procedures without any responsibility or risk at our end.
• If there are any issues in connection with adding cash, a complaint may be sent to us following the complaints procedure provided in "Complaints and disputes" section below. You agree that in such an event of your credit being delayed or eventually declined for reasons beyond our control, we will not be held liable in any manner whatsoever.
• Once a payment/transaction is authorized, the funds are credited to your user account and are available for you to play Cash Games.
• We have the right to cancel a transaction at any point in time, solely according to our discretion in which case the transaction will be reversed, if the payment made was successful.
• Player funds are held in trust by us in specified bank accounts. Leorummy keeps all players' funds unencumbered, and the funds will be remitted to you in due course subject to the terms and conditions applicable to withdrawal of funds.
• Funds held in your user account are held separately from our corporate funds. Even in the highly unlikely event of an insolvency proceeding, your claims on the deposits will be given preference over all other claims to the extent permissible by law.

8. Withdrawals

• You may withdraw your winnings by means of either an account payee cheque or an electronic bank to bank transfer for the amount of winnings.
• You agree that all withdrawals you make are governed by the following conditions:
• Leorummy can ask you for KYC documents to verify your address and identity at any stage. Withdrawals will be permitted only from accounts for which such KYC process has been completed.
• You can choose to withdraw money from your user account at any time, subject to the bonus/prize money withdrawal restrictions, by notifying us of your withdrawal request.
• Bonuses (except Bring a Friend bonus) and promotional winnings are subject to withdrawal restrictions and can only be withdrawn when you have made at least one cash deposit on www.leorummy.com and thereafter played at least one Cash Game.
• Once notified, post verification, of the withdrawal request, the specified amount may be disbursed by cheque or electronic transfer based on the mode of withdrawal selected by the user.
• While we will make our best efforts to honor your choice on the mode of withdrawal, we reserve the right to always disburse the specified amount to you by cheque. We also reserve the right to disburse the amount on the financial instrument used to Add Cash to your user account.
• Withdrawals attract processing charges as per the prevalent policy. You may be eligible to make one or more free withdrawals in a month depending on various factors including your club status, the amount of withdrawal or the mode of withdrawal. In the event that you do not have an adequate amount in your user account to pay the processing charge, your withdrawal will not be processed at that time. You may request for a free withdrawal subsequently if you become eligible for the same at such time.
• If a cheque is not cashed within 30 days of dispatch, we will deem the cheque to have been lost and we reserve the right to cancel the cheque with necessary instructions to our bank to stop payment of that cheque. This would mean that such a cheque cannot be used by the user, in which case we shall not be liable for the cheque amount. Any request for reissuing the cheque will result in deduction of applicable processing charges from the amount of the cheque on reissuance.
• We will attempt our best to process your withdrawals in a timely manner, but there could be delays due to the time required for verification and completing the withdrawal transaction. We shall not be liable to pay you any form of compensation for the reason of delays in remitting payments to you from your user account.
• To be eligible to win a prize, you must be a resident of India and accessing the Services of Leorummy on the Website from India.
• If you are a prize winner resident in India and physically present in India while accessing the services of Leorummy but not an Indian citizen, we will remit your winnings in Indian Rupees to the address given by you, provided, the address is within India.

9. Service Disruptions

• You may face Service disruptions, including, but not limited to disconnection or communication interferences due to issues in the internet infrastructure used for providing or accessing the Services or due to issues with the hardware and software used by you. You understand that Leorummy has no control over these factors. Leorummy shall not be responsible for any interruption in Services and you take full responsibility for any risk of loss due to Service interruptions for any such reason.
• You understand, acknowledge and agree to the fact that if you are unable to play in any Game due to any error or omission attributable to Leorummy, including technical or other glitches at our end, the settlement of such Games will be as per the "Games Cancellation Settlement Policy"
• It is clarified that Leorummy disclaims/disowns any liability in the case of Games where there is no money paid by you.
• You agree that under no circumstances shall you compel Leorummy or hold Leorummy liable to pay you any amount over and above the service charges for any of the aforementioned errors/omissions of Leorummy.

10. Content

• All content and material on the Website including but not limited to information, images, marks, logos, designs, pictures, graphics, text content, hyperlinks, multimedia clips, animation, games and software (collectively referred to as "Content"), whether or not belonging to Leorummy, are protected by applicable intellectual property laws. .
• Additionally, all chat content, messages, images, recommendations, emails, images sent by any user can be logged/recorded by us and shall form part of Content and Leorummy is free to use this material in any manner whatsoever.
• The Website may contain information about or hyperlinks to third parties. In such a cases, we are not responsible in any manner and do not extend any express or implied warranty to the accuracy, integrity or quality of the content belonging to such third party websites.
• If you rely on any third party Content posted on the Website which does not belong to Leorummy, you may do so solely at your own risk and liability.
• If you visit any third party website through a third party Content posted on the website, you will be subject to terms and conditions applicable to that third party site. We neither control nor are responsible for content on such third party websites.
• The fact that a link exists on our Website to a third party website is not an endorsement of that website by us.

11. Promotions

• Bring a Friend ("BAF"): You can invite a friend, acquaintance or any other person to use the Services available on the Website using the "Bring - A - Friend" feature on the Website. The BAF bonus plan shall be governed by the additional terms and conditions provided in the BAF section on the Website.
• Cash bonuses may be subject to withdrawal restrictions. All bonus plans shall be governed by the additional terms and conditions applicable to that bonus plan which will apply in addition to the Terms.
• The details of various promotions organized on the Website can be found in the Promotions section on the Website. Eligibility and applicable conditions for the ongoing promotional programs are provided in the Promotions section, which form a part of the Terms.
• Games offered under the Promotions section may be cancelled or discontinued by Leorummy at any time without notice without any liability on Leorummy whatsoever, except refund of entry fee, if applicable.

12. Voluntary termination

You are free to discontinue use of the Services on the Website at any time by intimating us of your desire to do so by sending an email to us at support@leorummy.com.

If at such time, there is a positive withdrawable cash balance in your user account, we will, subject such to satisfactory verification, and disburse the value or amount to you by online transfer or by a cheque in a timely manner.

13. User Account suspension

• We may suspend or put restrictions on your access to the Services on the platform during an investigation for any of the following reasons:
• Suspected violation of Terms or other abuse of your user account;
• Suspected breach of security of your user account; or
• If there have been charge-backs on your user account.
• Our decision to suspend or restrict Service or any part thereof as we deem appropriate shall be final and binding on you.

14. Breach and consequences

• In the event of breach of any of the Terms being evidenced from our investigation or if there is reasonable belief, in our sole discretion, that your continued access to the Website is detrimental to the interests of Leorummy, our other users or the general public; we will in our sole discretion take any or all of the following actions:
• Restrict games between users suspected of colluding or cheating;
• Permanently suspend your user account on the Website;
• You forfeit the cash balance in your user account;
• Demand damages for breach and take appropriate civil action to recover such damages;
• Initiate prosecution for violations that amount to offences in law.
• Additionally, in the event of committing material breach hereof, we reserve the right to bar you from future access and registration on the Website.
• The decision of Leorummy taken as a consequence of ‘a breach of terms’ shall be final and it shall be binding on you.
• Any action taken by Leorummy shall be without prejudice to our other rights and remedies available in law or equity.

15. Complaints & disputes

• All complaints and disputes should be directed to the customer support team at support@leorummy.com. Complaints should be made as soon as possible after the complaint is discovered.
• You accept that any complaints and disputes are and remain confidential both whilst a resolution is sought and afterwards. You agree that you shall not disclose the existence, nature or any detail of any complaint or dispute to any third party.
• Leorummy shall make efforts to resolve complaints within reasonable time.
• Our decision on complaints shall be final and binding on you.

16. Modifications and alterations

• We may alter or modify the Terms at any time without giving prior notice to you. We may choose to notify of some changes in the Terms either by email or by displaying a message on the Website; however, our notification of any change shall not waive your obligation to keep yourself updated about the changes in the Terms.
• Your continued use of the Website and/or any Services offered constitutes your unconditional acceptance of the modified or amended Terms.
• We may also post supplementary conditions for any Services that may be offered. In such an event, your use of those Services will be governed by the Terms as well as any such supplementary terms that those Services may be subject to.

17. Limitation of liability

• 1. In addition to specific references to limitation of liability of Leorummy elsewhere in the Terms, under no circumstances (including, without limitation, in contract, negligence or other tort), Leorummy shall be liable for any injury, loss, claim, loss of data, loss of income, loss of profit or loss of opportunity, loss of or damage to property, general damages or any direct, indirect, special, incidental, consequential, exemplary or punitive damages of any kind whatsoever arising out of, or in connection with your access to, use of, inability to access or use, the Services on the Website. You further agree to indemnify us and our service providers and licensors against any claims in respect of any such matter.
• 2. Without limiting the generality of the foregoing, you specifically acknowledge, agree and accept that we are not liable to you for:
• the defamatory, undesirable or illegal conduct of any other user of the platform
• any loss whatsoever arising from the use, abuse or misuse of your user account or any feature of our Services on the platform;
• any loss incurred in transmitting information from or to us or from or to our Websites by the internet or by other connecting media;
• any technical failures, breakdowns, defects, delays, interruptions, improper or manipulated data transmission, data loss or corruption or communications' infrastructure failure, viruses or any other adverse technological occurrences arising in connection with your access to or use of our Services;
• the accuracy, completeness or currency of any information services provided on the Website;
• any delay or failure on our part to intimate you where we may have concerns about your activities; and
• Your activities / transactions on third party websites accessed through links or advertisements posted in the Website.
• 3. Notwithstanding anything to the contrary contained in the Terms of use, or elsewhere; you agree that our maximum aggregate liability for all your claims under this agreement, in all circumstances, other than for the payment of any withdrawable balance in your user account, shall be limited to Indian Rupees One Thousand only (INR. 1,000/-)

18. Indemnity

• To the extent permitted by law, and in consideration for being allowed to participate in the Activity, you hereby agree to indemnify, save and hold harmless and defend us (to the extent of all benefits and awards, cost of litigation, disbursements and reasonable attorney's fees that we may incur in connection therewith including any direct, indirect or consequential losses, any loss of profit and loss of reputation) from any claims, actions, suits, taxes, damages, injuries, causes of action, penalties, interest, demands, expenses and/or awards asserted or brought against us by any person in connection with:
• Infringement on their intellectual property rights by your publication of any content on our platform.
• defamatory, offensive or illegal conduct of any other player or for anything that turns out to be misleading, inaccurate, defamatory, threatening, obscene or otherwise illegal whether originating from another player or otherwise;
• use, abuse or misuse of your user account on our Website in any manner whatsoever;
• any disconnections, technical failures, system breakdowns, defects, delays, interruptions, manipulated or improper data transmission, loss or corruption of data or communication lines failure, distributed denial of service attacks, viruses or any other adverse technological occurrences arising in connection with your access to or use of our Website; and
• Access to your user account by any other person accessing the Services using your username or password, whether or not with your authorization.

19. Governing law, dispute resolution & jurisdiction

• The Terms and Privacy Policy shall be interpreted in accordance with the laws of India. Thus, any dispute, controversy or claim arising out of the Terms or Privacy Policy shall be subject to the exclusive jurisdiction of the civil courts at Bengaluru.